Low-cost home ownership

Home ownership for people with long-term disabilities (HOLD)

Home ownership under the HOLD scheme is specifically for people with a long-term disability to share in the ownership of their home with a housing association. 

HOLD is available (subject to lender approval) to people aged 18 or over with long-term disabilities. This covers physical and learning disabilities, cognitive and sensory impairments and enduring mental health issues.

The scheme gives them a much better opportunity to choose where they live and the kind of property they will be living in.

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