Are you struggling to pay your rent or mortgage?
In the current economic climate, many people are finding themselves under enormous financial strain and what were already tough, rent or mortgage payments become even more of a strain on the household budget. If you are struggling to make payments on your rent or mortgage or are at risk of losing your home, it's really important that you act quickly and proactively to secure the position as soon as you can.
Don't feel alone, help is available!
Download our flyer: 'Repossession: a ten step guide to keeping your home'
Hart's Citizens Advice Bureau can provide advice on managing rent or mortgage payments, increasing your income, and other ways to avoid losing your home. Your first step if you are struggling to keep up rent or mortgage payments should be to contact your lender or landlord directly.
If you are facing eviction, repossession or homelessness and have not been able to resolve the situation with your landlord or mortgage lender, or just need some initial advice, contact the Housing Options Team; our contact details are below. We can provide free confidential advice that may be helpful if you are in danger of losing your home. We will also give you information about accommodation options within the district.
| Useful sites |
| Directgov Get advice if you are struggling to pay your mortgage or are worried that you might fall behind. Depending on your circumstances, you may be eligible for help to stay in your home. www.direct.gov.uk/mortgagearrears |
| Citizens Advice Bureau Areas covered include property, landlord & tenant, employment, litigation & disputes, contracts, debt counselling, company and small trader advice. Tel: 0845 050 5155 www.hartcab.org.uk |
| Shelter Debt Advice Independent advice from the charity Shelter england.shelter.org.uk/get_advice/debt_and_arrears/mortgage_arrears |
| CAB advice guide An on-line resource that provides information and advice on a range of issues, including benefits, housing, debt and other legal matters: www.adviceguide.org.uk/index.htm |
| Community legal services A service that allows you to search for a quality local legal adviser or solicitor ask a question or choose a topic that you need some legal advice on. Topics covered include housing, homelessness and money. Tel: 0845 345 4345 www.communitylegaladvice.org.uk |
| Community Action Hampshire Community Action Hampshire is a Council for Voluntary Service and a Rural Community Council with over 50 years' experience of working with and supporting Hampshire's voluntary and community organisations.www.action.hants.org.uk |
| Housing options - Hart District Council The Housing Options Team can assist you if you are facing homelessness or if you are looking for somewhere to live and you are not sure what choices you have. The team can explore alternative such as social housing, private sector accommodation, supported housing etc. Tel: 01252 774420 www.hart.gov.uk/housing |
Last updated: 9th March 2012
Housing Services
housing@hart.gov.uk
Tel: 01252 774420
Fax: 01252 626886
